About the book: year / Penny I used to think I was better than him. I thrived in a private school for gifted children, while he struggled in public school. I was smarter, and at every opportunity I let him know it. Then I lied just to get him in trouble and get him out of the way. It turned out that karma is . Five years later, my once promising life was just a fading memory. I hit rock bottom. And just when I thought things couldn’t get any worse, fate had another cruel twist in store for me. Ryder I hated her from the moment we met. Over the years, my hatred only grew. Because of her, I lost everything, went to prison, and became the person I am today. So when she shows up at my club, unable to repay the debt, I can't believe my luck. She owes me more than five thousand and I'll gladly make her pay.