About the book: 2012 / Our lives today are incredibly changeable and unstable. It contains a lot of opportunities and even more risks. The question of how to ensure a decent future for yourself and your loved ones, preserving and increasing your savings, worries each of us. However, how not to get confused in the most complex world of finance, how to take truly competent and effective steps? The author of the book, in simple and understandable language, without excess formulas and mathematical calculations, talks about what a novice investor should do: what assets to choose, how to manage them, what services to use for this. The book is full of useful practical advice and contains a clear step-by-step plan for those who have decided to learn how to manage their money to their advantage..